SBI Card
SBI Cashback
Best forOnline cashback
- Annual fee
- ₹999 + GST
- Approval
- Medium
- Rewards
- Cashback
Community Favourite
Merchant exclusion reports need verification
View cardCommunity card index
Indian Credit Card Wiki
Community-backed credit card pages with practical verdicts, approval difficulty, reward value, and recent changes.
12 community card pages
HDFC Bank
HDFC Millennia
Best forSelected online merchants
- Annual fee
- ₹1,000 + GST
- Approval
- Medium
- Rewards
- CashPoints
Strong everyday option
Fee recovery discussion active
View cardHDFC Bank
Regalia Gold
Best forTravel and lounge access
- Annual fee
- ₹2,500 + GST
- Approval
- Medium–high
- Rewards
- Reward points
Worth it for travellers
Lounge spend threshold updated
View cardHDFC Bank
Diners Club Black
Best forPremium travel rewards
- Annual fee
- ₹10,000 + GST
- Approval
- Hard
- Rewards
- Reward points
High reward, conditional fit
Acceptance remains a concern
View cardHDFC Bank
HDFC Infinia
Best forPremium travel and vouchers
- Annual fee
- ₹12,500 + GST
- Approval
- Invite only
- Rewards
- Reward points
Community Favourite
Upgrade eligibility discussion active
View cardAxis Bank
Axis Atlas
Best forTravel miles
- Annual fee
- ₹5,000 + GST
- Approval
- Medium–high
- Rewards
- EDGE Miles
Strong travel contender
Reward value discussion updated
View cardAxis Bank
Axis Magnus
Best forHigh monthly spends
- Annual fee
- ₹12,500 + GST
- Approval
- Hard
- Rewards
- EDGE points
Niche after devaluation
Milestone value reviewed
View cardICICI Bank
ICICI Amazon Pay
Best forAmazon and no-fee cashback
- Annual fee
- ₹0
- Approval
- Easy–medium
- Rewards
- Cashback
Beginner Friendly
No major negative change reported
View cardAmerican Express
Amex MRCC
Best forMonthly reward milestones
- Annual fee
- ₹4,500 + GST
- Approval
- Medium
- Rewards
- Membership Rewards
Good with disciplined spends
Acceptance discussion ongoing
View cardAU Small Finance Bank
AU Ixigo
Best forRail and low-forex travel
- Annual fee
- ₹0
- Approval
- Medium–high
- Rewards
- Reward points
Popular travel pick
Approval delays reported
View cardHDFC Bank
Tata Neu Infinity
Best forTata brands and RuPay UPI
- Annual fee
- ₹1,499 + GST
- Approval
- Medium
- Rewards
- NeuCoins
Useful ecosystem card
UPI earn rules discussed
View cardIDFC FIRST Bank
IDFC Wealth
Best forLounge and low fees
- Annual fee
- ₹0
- Approval
- Hard
- Rewards
- Reward points
Good if eligible
Lounge criteria updated
View cardNeed a shorter list?
A card is only good when it fits your spends.
Use your monthly spending ranges to build a practical two or three-card setup.