Online spends
SBI Cashback
₹7,200 estimated / year
- Status
- Still worth keeping
- Alert
- Exclusion reports increased
Welcome back, K
Your credit card dashboard
3 cards tracked · 2 cards watched · 5 updates since last visit
Since your last visit
5 updatesWhat changed for you
SBI Cashback has new exclusion reports14 reports added since your last visit.Regalia Gold lounge discussion updatedThe official spend criteria is now confirmed.Axis Atlas has 12 new approval storiesProfiles similar to yours are discussing timelines.Your Millennia fee recovery looks weakEstimated value is only ₹260 above the renewal fee.
Owned cards
My cards
Backup cashback
HDFC Millennia
₹2,100 estimated / year
- Status
- Review before renewal
- Alert
- Fee recovery is borderline
UPI + Tata spends
Tata Neu Infinity
₹3,800 estimated / year
- Status
- Useful with caveats
- Alert
- UPI rewards need monitoring
Following
My watchlist
Axis Atlas
- 8 new approvals
- 2 rejections
- 1 reward discussion
HDFC Infinia
- Upgrade thread active
- Eligibility discussion updated
Next best move
Recommended actions
- Review SBI Cashback exclusions before large online spends.
- Check if HDFC Millennia is worth renewing.
- Add a travel card only if yearly travel spends justify the fee.
- Consider closing unused cards only after checking credit utilisation impact.
CIBIL 760–800 · ₹10–20L · Salaried
Cards similar users are discussing
Similar users reported interest or approvals. This does not guarantee approval.
SBI Card
SBI Cashback
Best forOnline cashback
Community Favourite
Merchant exclusion reports need verification
View cardAxis Bank
Axis Atlas
Best forTravel miles
Strong travel contender
Reward value discussion updated
View cardHDFC Bank
Regalia Gold
Best forTravel and lounge access
Worth it for travellers
Lounge spend threshold updated
View cardAU Small Finance Bank
AU Ixigo
Best forRail and low-forex travel
Popular travel pick
Approval delays reported
View cardYour discussions
Replies and activity
38replies
TrendingCard Recommendations
Best 3-card setup for ₹50k monthly online-heavy spend
Trying to keep fees under ₹3,000 while covering online shopping, UPI and two lounge visits.
24replies
Community VerifiedApproval / Rejection Stories
SBI Cashback approved, CIBIL 760–780, income ₹8–12L
Sharing the complete timeline from application to dispatch and the starting limit offered.
16replies
User ReportedApproval / Rejection Stories
Axis Atlas rejected with a thin credit history
Income met the expected range, but the applicant had only six months of credit history.
Saved tools