Swipeyard credit, decoded
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Decision tool

Build your best credit card setup

Enter your monthly spending pattern and get a practical setup for cashback, travel, lounge access, UPI, fuel, and online shopping.

Use ranges, not sensitive details. This prototype calculates locally and does not need PAN, Aadhaar, account numbers, card numbers, or exact income.

1

Your profile

Only the ranges that influence a practical recommendation.

Preferred reward type
2

Monthly spends

Rough ranges are enough. Leave categories at zero when not relevant.

3

Preferences

Choose any guardrails your setup should respect.

Community review

A calculator can shortlist. Cardholders can spot the catch.

Share your setup using safe ranges and ask the community to check exclusions, fee recovery, and approval difficulty.

Review my setup