38replies
TrendingCard Recommendations
Best 3-card setup for ₹50k monthly online-heavy spend
Trying to keep fees under ₹3,000 while covering online shopping, UPI and two lounge visits.
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24replies
Community VerifiedApproval / Rejection Stories
SBI Cashback approved, CIBIL 760–780, income ₹8–12L
Sharing the complete timeline from application to dispatch and the starting limit offered.
16replies
User ReportedApproval / Rejection Stories
Axis Atlas rejected with a thin credit history
Income met the expected range, but the applicant had only six months of credit history.
41replies
Needs updateRewards & Cashback
RuPay UPI cashback not credited on local merchant payment
Merchant showed as eligible in the app, but the reward line never appeared.
72replies
TrendingPremium Cards
Is HDFC Infinia still worth the fee in 2026?
A practical fee recovery check for someone spending ₹7–8L per year.
29replies
SolvedCard Reviews
HDFC Millennia vs Regalia Gold for a first upgrade
Comparing cashback simplicity against travel benefits and lounge thresholds.
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